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Crisis Assistance Ministry

Crisis Assistance Ministry

Charlotte, NC

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This Experience Will Make You Rethink Poverty

Participation in a poverty simulation: fast moving, immersive, stressful, real. Everything that can go wrong WILL go wrong. But you will be left thinking.

October 3, 2022

BY DARTINIA HULL

While I was at work and my husband was talking to social services, our 8-year-old son got sent to jail.

He had taken a gun to school.

It was a Friday, and I was in such a rush to get to the bank to cash my weekly check and go to the grocery store that I couldn’t consider logistics or theory: where had our son gotten a gun, and was jail the place for an 8-year-old? It was only through luck that I had a job, and a check; the previous week, I had missed work for several days, after which my boss told me not to come back for the rest of the week.  And while my current check got cashed, the town’s only grocery store closed for the weekend.

Which meant our three children, one of whom was 16 and pregnant, didn’t eat. For days. They looked at my husband and me, and we looked at each other. After a few moments of helpless silence, my husband quietly said, “I had to sell the microwave. Social services couldn’t give me any assistance because I didn’t have my social security card.”

We gathered ourselves and made a plan with our hungry kids. But, out of the $331 I had made in the past two weeks, we had neglected to pay our $600 rent and $80 utility bill. We were evicted.  

Those are the “highlights” of my time in the mythical town of Realville with a simulated family made up of real-life Bank of America employees. We were participants in a poverty simulation, a fast-moving two-hour immersive experience that places participants in “families” who do their best to survive week-to-week over a simulated one-month period. Together, families work through real-life scenarios and challenges experienced by actual families who might seek assistance at Crisis Assistance Ministry or similar agencies.

Poverty simulations put participants into families who must work together to survive a simulated month in the life of a low-income household.

The simulations are part of Crisis Assistance Ministry’s Civic Engagement efforts. The hope is that more who live in Charlotte-Mecklenburg become aware of the stress and situational trauma that accompany poverty, and the compounding effects of daily life when there is no financial cushion between any crisis and losing one’s home. The hope is that you gain some insight into the situations faced by more than 100,000 of our neighbors who are trying to survive in our seemingly affluent city. The hope is that you’ll see a person who could be you and that after experiencing a simulation, you’ll really think about ways you can bring about positive change.

Because the event is a “simulation,” it’s tempting to think it’s like Monopoly: roll the dice, strategize, and count the pink dollar bills. But each simulated week is fifteen minutes long, and everything that can happen in a week DOES happen, no matter how “not normal” it may feel.

It IS normal for thousands of families. It could easily become normal for thousands more

The most recent Census numbers show that 11.9% of Charlotte residents live in poverty. Even families whose income is twice the Federal Poverty Level struggle to afford safe housing, reliable transportation, childcare, utilities, food, and other necessities in our community. 

Here in Charlotte, kids need glasses, 83-year-old grandparents inherit teen-aged grandchildren as they struggle with health and mobility issues, and cars break down. Do you buy medicine, or do you pay rent with your $7.25-per-hour check? There aren’t enough words to capture the sinking feeling of personal failure.

In Realville, during the week that I finally made it to work, I was handed a slip of paper that asked how I would get out of this situation. It gave me a moment to reflect on the family in whose shoes we walked, and hope that they are in a better space now. It made me remember the real-life time that I sat at my newspaper job completely out of sick days after my 4-year-old daughter had been found lying unconscious on the bedroom floor. That scare kicked off a terrifying series of increased expenses, loss of income, new diagnoses, and unwarranted judgment against my husband’s parenting skills. My kids are grown now, but I still remember the sense of panic and fear.

My time spent in Realville reminded me that my own struggles took place over several weeks out of several years, not every week of every year with no end in sight, like the families portrayed during the simulation and far too many in our own community.

Participants experience scenarios taken
from the real lives of families served by
agencies like Crisis Assistance Ministry.

The store owners, bankers, bosses, police officers, social and utility workers in Realville were all volunteers who experienced the simulation from “the other side of the table.” After our month ended, they joined us “families” to reflect on the whole experience. We gathered in a circle and took a collective deep breath.

The banker guy admitted to skimming money from customers. The woman who sold transportation vouchers said she was nice to some customers, but not so nice to others.

“It made me realize,” she said, “that the people who work some of these jobs are not just like you and me, they ARE you and me. They get frustrated, and they aren’t making that much money either.”

I’m told that some simulation participants say the pace is too fast. But real-world stress doesn’t slow down because you need a minute.

When we left, I was shaken. The simulation, four 15-minute weeks, went fast. Where’s the time to think, to plan? I’m told that some simulation participants say the pace is too fast. But real-world stress doesn’t slow down because you need a minute.

You don’t have a minute. There’s no time to better yourself, one participant said, and he was right. You can’t sit down to fill out a three-hour-long job application when you’re constantly putting out fires.

The volunteer who manned the social services “office” expressed surprise that not many people took advantage of the services, but participants said they didn’t know what was available. This, also, is real. You don’t know what you don’t know, and if you can’t pay for internet and/or a laptop, or take time from work to hang out at the library, how can you find out?

As for me and my “family,” sometimes good things happened. Simulation Son #1 and Simulation Son #2 both received good-behavior vouchers (before the gun incident) that were worth $40 in clothing and groceries.

My simulation Husband and I cheered our good fortune.

But we hadn’t paid our rent. So, we used the vouchers as we moved into the homeless shelter.

I’m no stranger to the issues I encountered in Realville.  Two weeks later, however, I’m still thinking about everything. That’s the point, it seems.  To make us all think.


Dartinia Hull is contracting as Digital Marketing Specialist for Crisis Assistance Ministry. She is a writer, an amateur rescuer of spiders, and she’s trying hard to learn French.

Filed Under: Advocacy, Agency News Tagged With: #PreserveDignity, #PreventHomelessness, Civic Engagement, Economic Mobility, Financial Assistance, Poverty Simulation

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  • 500-A Spratt St.
    Charlotte, NC 28206
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☀️ Summer is almost over, but we're taking one last long weekend! Crisis Assistance Ministry will be closed on Monday, September 7, for Labor Day. 🌞

We'll be back to regular hours on Tuesday. Need help during the weekend?
Visit our website for resources and contact information. Link in Bio.

crisisassistmin

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@nucorcorporation is North America’s largest steel producer and the continent’s largest scrap-metal recycler.

Volunteers from the Legal Department packed hearty lunch bags and helped serve 200 dignified meals to our neighbors: sandwiches, fruit, chips or crackers, and water.

They loved the experience and are already thinking about returning for holiday volunteer opportunities. Thank you, Nucor!

crisisassistmin

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Crisis Assistance Ministry is proud to be the 2026 beneficiary of the @canopyhousingfoundation's Strides for Shelter 5K. Proceeds from this year’s event will fund a refresh of our Free Store, creating an upgraded space that will help individuals and local families lower their everyday expenses, stay in their homes, and rebuild their lives.

Join us on Sat., Oct. 17, at McAlpine Creek Park. Register to run or walk, donate or support a participating team.  Learn more at the link in Bio.
#2026StridesForShelter5K

crisisassistmin

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The copy machine never stood a chance. 🦖 Donate at the link in our bio. Come back next week for another movie premiere.

In our latest intentionally bad movie trailer, a dinosaur arrives ready to help but first it must survive the Customer Service area, the copy machine, and an awkward break-room lunch.

The reviews may be brutal, but the mission behind this film is serious. 

Crisis Assistance Ministry’s Non Event campaign invites supporters to skip a traditional event and make a direct investment in Mecklenburg County families facing financial crisis. A gift can help families build financial stability, keep essential utilities on, and remain safely housed.

crisisassistmin

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Thank you to the CFGI team for bringing their time, talent, and energy to Crisis Assistance Ministry. Their volunteer shift was a meaningful investment in Mecklenburg County neighbors facing financial crisis, and the return is a stronger, more supported community.

We are grateful to Board Member Jay Herring for helping make the connection and to Chief Advancement Officer Shelly Biby for welcoming the team. Safe to say: the day’s balance sheet was full of service, connection, and new friends. (Accounting pun 😉)

We hope to see you back soon, CFGI! 🙌

crisisassistmin

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What’s actually piling up on our desks lately 👀
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Support, Stability, and Hope!

crisisassistmin

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Picture this: It’s an early fall morning, the air is crisp, and you’ve just enjoyed a warm vanilla latte before meeting your family and friends at the park. 🍂☕

Now, you’re ready to run, walk, and make every step count for local families.

Join us on October 17, 2026, at McAlpine Creek Park for the Strides for Shelter 5K and Fun Run (@canopyhousingfoundation), benefiting Crisis Assistance Ministry. Your participation helps support neighbors in Mecklenburg County as they work toward stability.

Lace up, bring your people, and help turn a beautiful fall morning into meaningful support for our community.

Register today through the link in bio.

crisisassistmin

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Something is lurking beneath the waves… 🦈

It’s fast. It’s fearsome. It’s … a flip-flop with a paper shark head.

Introducing SHOERKS — the latest “film” from Crisis Assistance Ministry’s very questionable directing team. 🎬

Our movie-making skills may deserve zero stars, but helping Mecklenburg County families build financial stability is the real story. This Non Event season, skip the premiere and help us keep neighbors stably housed and essential utilities connected.

Stay tuned for two more critically questionable films: an alien encounter and a dinosaur chase through the office. Once all three have premiered, we’ll ask you to vote for your favorite or at least the one you dislike the least. 👀

#SkipTheEvent. Support Mecklenburg families from home. Make your gift through the link in our bio.

crisisassistmin

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🎬 NOW SHOWING: Crisis Assistance Ministry’s Non Event 2026

We took a shot at becoming movie makers … and the critics were not impressed.

“Stick to housing stability and leave filmmaking alone.”
— Mushy Veggies

Honestly? They may be onto something.

Our movie-making skills may earn zero stars, but helping Mecklenburg County families build financial stability is what we do best.

This year, we invite you to skip the red carpet, cancel the limo, and ignore our “please-miss” event—then make a gift from home instead.

Your support can help:
⭐ Keep a mom’s air conditioning on
⭐ Keep the lights shining in a neighbor’s home
⭐ Help a family remain stably housed

Watch our very dramatic, very disappointing “premiere.” Then help us keep doing the work that truly deserves a standing ovation.

#skipthepremiere support Mecklenburg families from home. Make your gift through the link in our bio.

🚘 Vehicle Credit: Thank you to Glorious Choices Auto Gallery for generously allowing Crisis Assistance Ministry to use a vehicle for this video.

🎭 Location Credit: Thank you to Independent Picture House, @iph_clt, for allowing us to film at your beautiful location.

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