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Crisis Assistance Ministry

Crisis Assistance Ministry

Charlotte, NC

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Put Yourself in Someone Else’s Shoes

With two kids to care for, aged 7 and 9, there is a zero percent chance my family can pay these bills on time. Should I fall behind on rent payments and risk eviction? Should I ignore the electric bill and risk the power being cut off? How will I be able to afford groceries for the coming week? All of these questions spiraled through my mind as I came to a harrowing conclusion: my family and I could likely end up homeless very soon. Suddenly, I heard a whistle blow, and a hush fell over the room.  It was over.

February 16, 2023

BY NOAH HOWELL

I’m stressed and overwhelmed as I prepare to clock out of work for the week. Next month’s rent is due in only a couple of days, but I’m behind on my utility payments and still need to buy groceries for the coming week. The good news? It’s payday. The bad news? My $350 weekly paycheck isn’t nearly enough to cover all my expenses, even with my husband’s monthly disability check — our only other source of income.

With two kids to care for, aged 7 and 9, there is a zero percent chance my family can pay these bills on time. Should I fall behind on rent payments and risk eviction? Should I ignore the electric bill and risk the power being cut off? How will I be able to afford groceries for the coming week? All of these questions spiraled through my mind as I came to a harrowing conclusion: my family and I could likely end up homeless very soon.

Suddenly, I heard a whistle blow, and a hush fell over the room. 

It was over. 

For the past hour, I’d participated in the Missouri Community Action Network’s poverty simulation, facilitated by Crisis Assistance Ministry. The simulation takes you through a simulated month in the lives of people living in poverty, split up into four 15-minute segments, each segment representing one week. I took on the identity of Zola Zuppot, a fictional 53-year-old woman whose experiences and circumstances were drawn from the real-life experiences of someone experiencing poverty.

Zola, whose husband is disabled and confined to their home, became the legal guardian of her two grandchildren after her daughter was incarcerated. The children’s father was not in the picture; therefore, the brunt of this responsibility fell on Zola. Between Zola’s low-paying job and her husband’s monthly disability checks, the household of four had just over $2,000/month to live on, putting the family below the Federal Poverty Line ($30,000/year for a household of four). With not enough household income, it’s no surprise that I was unable to make ends meet and pay all my expenses; I ended the simulation with less than half of what I needed to pay rent for the next month. 

American political rhetoric surrounding issues of poverty is too often dominated by individualism and a failure to recognize systemic factors that drive cycles of poverty. Poverty is often seen as a personal failure rather than a systemic one. The poverty simulation aims to dispel this mindset by putting you directly in the shoes of someone trapped in said cycles of poverty. For one hour, you feel the stress, the urgency, and the hopelessness that accompanies the experience of poverty. 

Once you’ve felt that—once you’ve experienced having the odds stacked against you at every turn—it changes your perspective. That’s the power of the simulation: its ability to instill empathy among people who may not have experienced poverty themselves.

As you progress through the simulation, you very quickly realize a cruel paradox exists in the American economy: it is extremely expensive to be poor in the United States. You also realize it is incredibly difficult to climb out of poverty once you’re there. Take Zola, for example: she has no college degree, speaks English as her second language, and is nearing retirement age. She essentially has no opportunity for upward mobility in terms of income. Her husband cannot work, and now she has double the number of mouths to feed in her household. Through no fault of her own, the outlook for Zola and her family is bleak without a strong safety net in place.

Zola’s case isn’t some imaginary horror story. Each character’s story in the simulation is crafted directly from social workers’ casework. These scenarios represent the norms of poverty rather than the exceptions.

In fact, Zola represents one of 37.9 million Americans living below the Federal Poverty Line in 2021. That’s about 11.6% of the total U.S. population. By OECD standards, the U.S. poverty rate is at 15.1%, much higher than other comparable nations, including the U.K. (11.2%), Switzerland (9.9%), Canada (8.6%), France (8.4%), and Denmark (6.5%).  

When you look at the staggering numbers, it becomes difficult to ignore the role our socioeconomic systems play in creating poverty. And once you actually put yourself into the shoes of someone experiencing poverty, even for just an hour, it becomes impossible.

If you’ve ever caught yourself thinking of poverty as a personal failure, I encourage you to try this simulation. Put yourself in someone else’s shoes and see if you change your mind.

Learn More About Poverty Simulations

Noah Howell

Noah Howell is a UNC-Chapel Hill graduate who works with the Civic Engagement team at Crisis Assistance Ministry. A Charlotte native, he is deeply passionate about exploring potential solutions to homelessness and poverty in his community.

Filed Under: Advocacy Tagged With: Civic Engagement, Community, Federal Poverty Line, Missouri Action Network, Noah Howell, Poverty Simulation, Poverty Simulations, Preserve Dignity

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  • Group of people standing and talking in the Crisis Assistance Ministry lobby during the 2025 alumni eventCrisis Assistance Ministry Welcomes New Board Members 
  • A Tale of Two Customers 
  • The Cycle of Poverty, Eviction, and Mental Illness
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Crisis Assistance Ministry

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  • (704) 371-3001
  • 500-A Spratt St.
    Charlotte, NC 28206
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    EIN 56-1416719
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crisisassistmin

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Help us welcome our newest Board members: Sherry Ferguson, Jay Herring, and Allison Hoffman. 💛

Our Board is a volunteer group of community leaders guiding housing stability and financial assistance work across Charlotte‑Mecklenburg. They bring expertise from finance, healthcare, housing, law, and grassroots organizing, all grounded in a shared commitment to neighbors in financial crisis.

New Board member Allison Hoffman put it this way:

“It is such an honor to join the amazing board at Crisis Assistance Ministry. I'm looking forward to learning more about the important work they are doing in our community, and raising awareness about the financial hardships our neighbors are facing.”

We are grateful for Sherry, Jay, and Allison’s time, talents, and heart for this mission.

crisisassistmin

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Spring cleaning meets summer sun. 🌼☀️ This week’s most needed items on our Amazon Wishlist are Fabuloso and sunscreen, helping neighbors keep their homes fresh and their families protected as warmer days approach.

Scan the QR code in the graphic or use the link in our bio to shop our wishlist and have essentials sent directly to Crisis Assistance Ministry. Every item you give makes a real difference for a local family. 💛

crisisassistmin

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Change happens when we show up and speak out.

Earlier this week, Carol Hardison @carolinthehouse stood before @cltgov  City Council to support “The People’s Budget” – a vision for a city budget that centers care, dignity, and justice for all of Charlotte, not just a few.

Every day, we see neighbors pushed to the brink by rising housing costs, low wages, and impossible choices. In the last fiscal year, 52,625 evictions were filed in Mecklenburg County.

Carol uses her voice publicly and consistently so those realities are not ignored, calling for investments in housing stability and the services families rely on. Leadership means being willing to be seen, to listen, and to speak up for those who are too often left out of the conversation. We are grateful to have a leader who does exactly that for our entire community. 💛

crisisassistmin

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According to a national study, renters who believe they’re likely to be evicted in the next two months have more than double the odds of experiencing depression and anxiety compared with renters who feel secure in their housing.

Even the threat of losing a home can keep families up at night. This Mental Health Awareness Month and Affordable Housing Month, we’re working so that more Mecklenburg County neighbors can worry less about eviction and focus more on healing.

crisisassistmin

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This could have been a novel full of obstacles, but it’s a real story of hope, resilience, and strength.

In “A Tale of Two Customers,” Mandy and Shawn walk through the same lobby at Crisis Assistance Ministry carrying very different burdens and find the same open door to help and a way forward. Their journeys reflect what so many of our neighbors face when life unravels: past‑due notices, hard choices, and the fear of losing home and stability.

But there’s light at the end of the tunnel.

During our Challenge Match, every dollar you give is matched dollar for dollar, so your generosity goes twice as far—twice the help, twice the impact, twice the hope—for families like Mandy’s and Shawn’s. Tap the link in our bio to read “A Tale of Two Customers” and make your matched gift today.

crisisassistmin

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This group surprised us in the best way 💛

The Child First team from Children’s Home Society of North Carolina showed up with a gentle approach and fierce tenacity, carefully inspecting donations that will soon support local families — and somehow made it all look fun and effortless at the same time. We’re so grateful for partners whose mission to strengthen children and families aligns so closely with ours, and we can’t wait to welcome them back again soon.

crisisassistmin

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We’ve been looking for you everywhere — our favorite financial supporter! We checked X, we peeked at Bluesky, and look at that … we finally found you here on Instagram. 

Every dollar you give to our Challenge Match is matched dollar for dollar (up to $1 million!) turning one act of generosity into two. Your gift goes twice as far: twice the help, twice the impact, twice the hope for neighbors who are doing everything they can to keep the lights on and a safe place to call home.

Ready to make your generosity do double duty?

🔁 Your donation is matched 1:1
❤️ Twice the impact for families in crisis
📲 Give today and help keep the lights on, the rent paid, and hope alive

Tap the link in our bio to donate now and watch your gift be doubled for our community.

crisisassistmin

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Then: median rent around $145.
Now: about $1,600.

Wages didn’t keep up. Housing costs did.
Neighbors we serve today earn about $25,000 a year and spend most of it just to stay housed.

Since 1975, 2.5 million people have found help here when the math just didn’t work anymore.

The year changed. The zip codes changed.
The need for a safety net in Charlotte didn’t.

crisisassistmin

Open post by crisisassistmin with ID 17919929730353761
Children’s mental health isn’t always shaped by school, friends, and family—sometimes it starts with a notice on the door, a packed suitcase, and another bedroom they’ll only sleep in for a few months.

Help keep children safely housed by supporting Crisis Assistance Ministry’s Challenge Match. Your gift will be matched dollar for dollar (up to $1M) and will support a neighbor who’s choosing between essentials and rent. Link in Bio

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