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Crisis Assistance Ministry

Crisis Assistance Ministry

Charlotte, NC

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The Hidden Crisis in LGBTQIA Housing Instability

June 13, 2025

At Crisis Assistance Ministry, the mission is rooted in housing stability and combating poverty, ensuring neighbors find help, hope, and understanding. As we serve our community, it’s impossible to ignore a critical truth: the LGBTQ+ community faces a disproportionately higher risk of homelessness, a crisis deeply interwoven with persistent economic disparities. For many, the journey to a stable home is fraught with unique obstacles that demand our urgent attention and compassionate support.

Figure 1. Compared to straight, cisgender individuals, those who identify as transgender are much more likely to live in poverty; bisexual women are slightly more likely than straight women to live in poverty.
Source: 
Data from the Behavioral Risk Factor Surveillance System (BRFSS) survey 2014–2017.

The connection between economic hardship and housing instability is stark for LGBTQ+ individuals. While a typical U.S. worker earns a median weekly wage of $1,001, full-time LGBTQ+ workers lag behind, with median earnings of about $900 weekly, or 90 cents for every dollar. This wage gap, though seemingly small, accumulates over time, eroding financial resilience. This disparity is intensified for many. For instance, transgender women earn just 60 cents for every dollar a typical worker makes, and Black LGBTQ+ workers earn 80 cents on the dollar. These suppressed earnings mean less money for rent, utilities, and other basic necessities, making stable housing a constant struggle.

Figure 1. Rates of poverty for LGBT people of color are close to, or higher than, those for cis straight people of their own racial or ethnic group, and are notably higher than for White people, whether straight or LGBT.
Source: Data is from the Behavioral Risk Factor Surveillance System (BRFSS) survey 2014–2017.
Figure 2. Rates of poverty for LGBT people of color are close to, or higher than, those for cis straight people of their own racial or ethnic group, and are notably higher than for White people, whether straight or LGBT.
Source: 
Data is from the Behavioral Risk Factor Surveillance System (BRFSS) survey 2014–2017.

The direct link between poverty and homelessness within the LGBTQ+ community is undeniable. Research reveals that 22% of LGBTQ+ adults live in poverty, significantly higher than the 16% of their straight and cisgender counterparts. This figure skyrockets for specific groups, with 29% of transgender adults and 29% of cisgender bisexual women experiencing poverty. The situation is even more dire for transgender people of color: 40% of Black transgender adults and 45% of Latine transgender adults live in poverty. This profound economic vulnerability frequently translates into housing insecurity.

Consider the human impact of these statistics. Meet Sarah, a 45-year-old Black transgender woman. Despite her dedication and skills, Sarah recently lost her job, a situation she strongly suspects was fueled by discrimination. Her previous earnings already reflected the reality for trans women, who earn just 60 cents for every dollar of a typical worker, compounded by the 85 cents earned by Black LGBTQ+ women. Now, unemployed and facing persistent bias in her job search, every day without stable income brings her closer to housing instability. The fear of homelessness isn’t an abstract concept for Sarah; it’s a looming threat she faces daily, highlighting how discrimination in the workplace can directly destabilize an individual’s housing. Organizations like Crisis Assistance Ministry actively assist individuals like Sarah, connecting them to partner agencies for job search resources and emergency housing support, while also providing crucial utility and rent assistance during emergency situations to prevent literal homelessness.

Figure 3. LGBTQ+ Pay Gap by Gender or Gender Identity
Source: HRC Foundation, Bureau of Labor Statistics

Another example is Alex, a 30-year-old non-binary individual working full-time in retail. Earning just above minimum wage, their income aligns with the 70 cents for every dollar earned by non-binary workers compared to a typical worker. Their job, common in the 15% of LGBTQ+ workers in restaurant and food services or 4% in retail, offers no paid time off or health benefits. When Alex fell ill with the flu, missing shifts meant an immediate loss of crucial income. That lost pay proved to be the difference between covering their rent and falling short. The lack of comprehensive benefits, common in low-wage sectors where many LGBTQ+ individuals find employment, means a single unexpected event can trigger a cascade of financial hardship, directly threatening housing stability. In this scenario, Crisis Assistance Ministry could potentially provide Alex with a one-time rent payment, averting immediate eviction and underscoring the precariousness of their housing situation.

These story examples underline the critical need for organizations like Crisis Assistance Ministry. Understanding that preventing homelessness can involve providing temporary shelter; it does require addressing the systemic economic disparities that push LGBTQ+ individuals to the brink. Crisis Assistance Ministry’s efforts to provide emergency financial assistance for rent and utilities, dignified clothing at no cost, and connecting individuals with resources for employment and financial literacy are vital lifelines.

Afro American Woman Holding LGBTQ+ Pride Flag And Waving It Looking Back And Smiling Walking Along Sunny Rollerdrome In Park

By tackling the root causes of poverty and offering direct, compassionate support, Crisis Assistance Ministry strives to ensure that every member of the Charlotte-Mecklenburg community, including its LGBTQ+ neighbors, has the opportunity to achieve lasting housing stability and the dignity of a safe home.

However, the reality for many in the community is that LGBTQ+ individuals frequently face a heightened risk of homelessness, a crisis directly fueled by significant economic disparities and systemic discrimination. Wage gaps, higher poverty rates, and workplace bias push countless LGBTQ+ neighbors to the brink, making stable housing an everyday struggle. Crisis Assistance Ministry directly intervenes in these moments of crisis, providing vital financial assistance for rent and utilities, along with essential resources and basic needs. The community urgently needs your help to keep families housed. Your immediate donation can directly provide stability and hope.

Donate Today

The  mission  of Crisis Assistance Ministry is to  provide assistance  and advocacy for people in financial crisis, helping them move toward self-sufficiency.

Filed Under: Advocacy Tagged With: #PreserveDignity, #PreventHomelessness, LGBTQ+

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  • 500-A Spratt St.
    Charlotte, NC 28206
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Free tax prep? Yes, please. Tax-a-thon this Saturday at Goodwill Industries of the Southern Piedmont. No appointment needed! Pass it on.

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🎉Tonight, @QCityMetro is honoring The Great 28: Black Charlotteans Who are Shaping our City. We're so proud to see Chief Customer Experience Officer Jackie Cunningham on the list! 🎉

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Some families are forced to turn down raises or reduce hours — not because they lack ambition, but because the numbers don’t work.🤔 #FamilyFinance #EconomicReality #BenefitsCliff

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We love sharing with others what we do! Big thanks to The Giving Institute for shining a light on Crisis Assistance Ministry and Project Outpour at their March meeting. Charlotte nonprofits rock!

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Every day, 75 families shop at no cost for clothing and household goods at our free store. While many of us think nothing of a shopping trip for new clothes, for our neighbors with limited incomes, shopping at no cost turns what could be a financial burden into a fresh start!

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The Giving Season keeps on giving! At a recent service, CEO Carol Hardison and Director of Faith & Community Partnerships Ashley Medford were presented with a generous donation from @southpark_church. Thank you for bringing hope and stability to more families in our community! 

........

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Flat tire? Trip to urgent care? Things happen. For many of our neighbors however, when that thing happens, something in their budget has to give. That's where Crisis Assistance Ministry gives hope. We provide emergency financial assistance for rent and utility costs when a family faces financial crisis.

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Free tax prep? Yes, please. Tax-a-thon this Saturday at @myersparkpres. Link in bio for details.

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