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Crisis Assistance Ministry

Crisis Assistance Ministry

Charlotte, NC

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The Hidden Crisis in LGBTQIA Housing Instability

June 13, 2025

At Crisis Assistance Ministry, the mission is rooted in housing stability and combating poverty, ensuring neighbors find help, hope, and understanding. As we serve our community, it’s impossible to ignore a critical truth: the LGBTQ+ community faces a disproportionately higher risk of homelessness, a crisis deeply interwoven with persistent economic disparities. For many, the journey to a stable home is fraught with unique obstacles that demand our urgent attention and compassionate support.

Figure 1. Compared to straight, cisgender individuals, those who identify as transgender are much more likely to live in poverty; bisexual women are slightly more likely than straight women to live in poverty.
Source: 
Data from the Behavioral Risk Factor Surveillance System (BRFSS) survey 2014–2017.

The connection between economic hardship and housing instability is stark for LGBTQ+ individuals. While a typical U.S. worker earns a median weekly wage of $1,001, full-time LGBTQ+ workers lag behind, with median earnings of about $900 weekly, or 90 cents for every dollar. This wage gap, though seemingly small, accumulates over time, eroding financial resilience. This disparity is intensified for many. For instance, transgender women earn just 60 cents for every dollar a typical worker makes, and Black LGBTQ+ workers earn 80 cents on the dollar. These suppressed earnings mean less money for rent, utilities, and other basic necessities, making stable housing a constant struggle.

Figure 1. Rates of poverty for LGBT people of color are close to, or higher than, those for cis straight people of their own racial or ethnic group, and are notably higher than for White people, whether straight or LGBT.
Source: Data is from the Behavioral Risk Factor Surveillance System (BRFSS) survey 2014–2017.
Figure 2. Rates of poverty for LGBT people of color are close to, or higher than, those for cis straight people of their own racial or ethnic group, and are notably higher than for White people, whether straight or LGBT.
Source: 
Data is from the Behavioral Risk Factor Surveillance System (BRFSS) survey 2014–2017.

The direct link between poverty and homelessness within the LGBTQ+ community is undeniable. Research reveals that 22% of LGBTQ+ adults live in poverty, significantly higher than the 16% of their straight and cisgender counterparts. This figure skyrockets for specific groups, with 29% of transgender adults and 29% of cisgender bisexual women experiencing poverty. The situation is even more dire for transgender people of color: 40% of Black transgender adults and 45% of Latine transgender adults live in poverty. This profound economic vulnerability frequently translates into housing insecurity.

Consider the human impact of these statistics. Meet Sarah, a 45-year-old Black transgender woman. Despite her dedication and skills, Sarah recently lost her job, a situation she strongly suspects was fueled by discrimination. Her previous earnings already reflected the reality for trans women, who earn just 60 cents for every dollar of a typical worker, compounded by the 85 cents earned by Black LGBTQ+ women. Now, unemployed and facing persistent bias in her job search, every day without stable income brings her closer to housing instability. The fear of homelessness isn’t an abstract concept for Sarah; it’s a looming threat she faces daily, highlighting how discrimination in the workplace can directly destabilize an individual’s housing. Organizations like Crisis Assistance Ministry actively assist individuals like Sarah, connecting them to partner agencies for job search resources and emergency housing support, while also providing crucial utility and rent assistance during emergency situations to prevent literal homelessness.

Figure 3. LGBTQ+ Pay Gap by Gender or Gender Identity
Source: HRC Foundation, Bureau of Labor Statistics

Another example is Alex, a 30-year-old non-binary individual working full-time in retail. Earning just above minimum wage, their income aligns with the 70 cents for every dollar earned by non-binary workers compared to a typical worker. Their job, common in the 15% of LGBTQ+ workers in restaurant and food services or 4% in retail, offers no paid time off or health benefits. When Alex fell ill with the flu, missing shifts meant an immediate loss of crucial income. That lost pay proved to be the difference between covering their rent and falling short. The lack of comprehensive benefits, common in low-wage sectors where many LGBTQ+ individuals find employment, means a single unexpected event can trigger a cascade of financial hardship, directly threatening housing stability. In this scenario, Crisis Assistance Ministry could potentially provide Alex with a one-time rent payment, averting immediate eviction and underscoring the precariousness of their housing situation.

These story examples underline the critical need for organizations like Crisis Assistance Ministry. Understanding that preventing homelessness can involve providing temporary shelter; it does require addressing the systemic economic disparities that push LGBTQ+ individuals to the brink. Crisis Assistance Ministry’s efforts to provide emergency financial assistance for rent and utilities, dignified clothing at no cost, and connecting individuals with resources for employment and financial literacy are vital lifelines.

Afro American Woman Holding LGBTQ+ Pride Flag And Waving It Looking Back And Smiling Walking Along Sunny Rollerdrome In Park

By tackling the root causes of poverty and offering direct, compassionate support, Crisis Assistance Ministry strives to ensure that every member of the Charlotte-Mecklenburg community, including its LGBTQ+ neighbors, has the opportunity to achieve lasting housing stability and the dignity of a safe home.

However, the reality for many in the community is that LGBTQ+ individuals frequently face a heightened risk of homelessness, a crisis directly fueled by significant economic disparities and systemic discrimination. Wage gaps, higher poverty rates, and workplace bias push countless LGBTQ+ neighbors to the brink, making stable housing an everyday struggle. Crisis Assistance Ministry directly intervenes in these moments of crisis, providing vital financial assistance for rent and utilities, along with essential resources and basic needs. The community urgently needs your help to keep families housed. Your immediate donation can directly provide stability and hope.

Donate Today

The  mission  of Crisis Assistance Ministry is to  provide assistance  and advocacy for people in financial crisis, helping them move toward self-sufficiency.

Filed Under: Advocacy Tagged With: #PreserveDignity, #PreventHomelessness, LGBTQ+

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Crisis Assistance Ministry

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  • (704) 371-3001
  • 500-A Spratt St.
    Charlotte, NC 28206
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    EIN 56-1416719
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It's almost your last chance to show some love, Meck County.

For 50+ years, Crisis Assistance Ministry has been the go-to place when neighbors are facing tough times, and we’re not stopping anytime soon.

We help prevent homelessness by keeping families in their homes and showing up when it matters most.

Voting for Charlotte’s Best Nonprofit ends July 24 at 5 PM—don’t wait!

Vote now: Link in Bio

crisisassistmin

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America just turned 250, and our story is still unfinished.

Here in Charlotte, the skyline keeps growing, but 1 in 3 families struggles to afford basics like rent, lights, child care, and groceries. That’s tough to face, but it also means there’s room for us to change it.

When neighbors refuse to look away and choose generosity instead, survival can become stability.

👉 Tap to read the link in bio and see how you can help move our community closer to the American Dream for everyone.

crisisassistmin

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An eviction filing does not just impact today. It can shape a family’s housing options for years.

In North Carolina, eviction filings can remain part of the public record indefinitely, even if the case is dismissed. That is a reality many people do not know until it is too late.

With 52,625 filings in Mecklenburg County in 2025, housing instability is affecting more families than ever, and the process moves quickly, often leaving little time to respond.

Our new blog series, "The Eviction Series: What Families Face, What Communities Can Do," begins by explaining how eviction works and why early action matters.

Understanding the process can make a difference. Read the first installment at the link in our bio.

crisisassistmin

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From caterpillar to butterfly 🦋

In her beautiful reflection on metamorphosis, our Materials Coordinator, Stacey, shares how the journey of a butterfly mirrors the story of Crisis Assistance Ministry. We started small, and over time, we’ve transformed into a larger, stronger agency that helps neighbors across Mecklenburg County live with dignity and stability.

Her butterfly display is a reminder that we are still growing and changing, grounded in fifty years of hard work, compassion, and community trust, and moving into our next chapter with strength and hope.

crisisassistmin

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We’re stepping into a new fiscal year grounded in our commitment to housing stability in Mecklenburg County.

To celebrate the growth, resilience, and impact we continue to build together, our team enjoyed a well-deserved sweet treat. Here’s to another year of standing alongside our community.

crisisassistmin

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Most single parents in Mecklenburg County are struggling to afford the basics, even while working.

The ALICE report looks at families who are Asset Limited, Income Constrained, and Employed. That’s just a long way of saying “working people who still can’t keep up with the cost of living.”

Here’s the reality:

🤱65% of single moms with children

👨‍🍼58% of single dads with children
fall below the ALICE threshold, meaning they don’t earn enough to reliably cover essentials like rent, child care, food, and transportation.

Want to do something about it? Support local nonprofits like Crisis Assistance Ministry that help families stay housed and keep the lights on.

crisisassistmin

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Happy Independence Day! Tomorrow, we celebrate freedom in all its forms, including the freedom to pursue housing and financial stability! We cheer on all those working hard to build a secure future for themselves and their families. #FinancialFreedom #IndependenceDay

Crisis Assistance Ministry will be closed on Friday, July 3 - Saturday, July 4. We will resume normal business hours on Monday, July 6, 2026.

crisisassistmin

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Last year, Mecklenburg County saw 52,000 eviction filings, compared to 28,000 in Wake County—about 85 percent MORE filings here at home.

Crisis Assistance Ministry steps in with emergency rent and utility assistance plus clothing and household essentials, so neighbors can stay housed with dignity. Want to be part of the solution? Give, volunteer, or share this post to help more families experience housing stability.

crisisassistmin

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Feeling like the problems are too big to fix?

“If you do a little something and then someone else does a little something … these accumulate. Maybe 15, 20 years from now we look back and go, it helped. It helped.”

Tap to watch the clip, then hit the link in bio to read Dr. Steven Rogelberg’s full story at Crisis Assistance Ministry. 💛

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