• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Crisis Assistance Ministry

Crisis Assistance Ministry

Charlotte, NC

  • Get Help
    • Emergency Financial Assistance
    • Free Store – Clothing & Essentials
    • Financial Empowerment
  • About
    • 50 Years of Help Hope Understanding
    • Contact Us | Hours
    • Board of Directors
    • Executive Team
    • Financial Reports
    • Join Our Team
    • For the Media
  • Impact
  • Volunteer
  • Engagement
    • Agency Partners
    • Poverty Awareness & Education
    • Financial Security CLT
  • Blog
  • Ways to Give
    • Make a Financial Donation
    • Donate Clothing & Household Goods
    • Donation Drives
    • Donate Via Amazon Gift Registry
    • Donate a Car or Motor Vehicle
    • Donate Stock
    • Donor-Advised Funds
  • Donate Now

I Know How It Feels

November 16, 2025

On the day her family sought help at Crisis Assistance Ministry, Jennifer had to use her gas card at the convenience store to get bread and peanut butter to feed her three young children. It was the only way. They were completely out of cash and she did not have anything else to help them get by any longer.

Team “Charlotte Rocks” on the day they arrived after traveling cross country with the help of friends from back home in California.

It had been two months since they ventured across the country to Charlotte for her (then) husband’s new job. The plan was to get settled in time for school to start. They were prepared to handle the moving expenses, pay the rent and utility deposits, and have enough to get by until his first paycheck. But nothing went as planned. His start date kept getting delayed and day-to-day expenses kept coming. School was looming and the kids would need supplies, fall clothes, and lunch money.

Jennifer remembers feeling a deep sense of shame.

“It feels awful to not be able to take care of your children the way they deserve,” she recalls.

So, on that same morning back in 2006, her husband Dan gathered the bills and headed off to Crisis Assistance Ministry where he had heard people could help.

“I was so relieved when he came home,” Jennifer says. “I asked him when we needed to pay it back and I couldn’t believe it when he said, ‘we don’t.'”

The rent and utility assistance they received that day got them through until his job started. Soon she started work, too, and they were able to get by again. As her children grew, Jennifer kept stretching her income through a divorce, job changes, a recession, a pandemic, and all the day-to-day challenges of raising a family.

Screenshot
As they grew, Jennifer’s kids learned to enjoy simple things like a walk in the park, a first snow day, and catching salamanders on a spring afternoon.

“Charlotte on the Cheap was our best friend,” she quips.

“At one point we lived in a two-room apartment, and I shared bunk beds with my daughter while the boys did the same in the other room,” she says. “We would put little bits of cash into an envelope to save up for a vacation. That made it so much more rewarding once we could take the trip.”

As she moved through her professional life, the people served at Crisis Assistance Ministry stayed close to her heart. Jennifer connected teams to volunteer opportunities as part of several roles. Her children volunteered there. And two years ago, her middle child, Hannah, joined the Advancement team where she works with the fundraising, volunteer, and communications teams to secure the support needed to help today’s struggling families.

Jennifer still leads teams of Wells Fargo volunteers who help inspect and prepare donated items for Free Store shoppers.

In a way, she’s paying the community back. Or at least she’s paying it forward.

“People are surprised when I say I got help too,” she says.

“They have these ideas about who comes for help. But the truth is, most people are there because they have done everything they can to make it on their own, and they just need a little help to get through a terrible time.”

Jennifer’s children are all grown up now, but she’s thankful for the “hand up” that kept them housed nearly twenty years ago.

Four years ago, Jennifer bought her first house. She was fifty-one. It was a long climb, but she is still grateful for the help she found here to keep her family safely housed and moving forward to that day.

“I know what it’s like to need help,” Jennifer reminds us, “and I’m glad I can help make sure it’s still available for people who need help now.”

After all, she says, “Most of us are just one bad day away from needing help.”

This was the day in 2021 that Jennifer was finally able to buy her first home. She was fifty-one years old.

Filed Under: Customer Stories, Volunteer Stories Tagged With: 50, 50 Years of Hope, Customer, Family, Jennifer Bihn

Primary Sidebar

Browse by Category

  • Advocacy
  • Agency News
  • Campaign
  • Customer Stories
  • Donor Stories
  • Volunteer Stories

Recent Posts

  • Group of people standing and talking in the Crisis Assistance Ministry lobby during the 2025 alumni eventGuiding Stability Inside the Crisis Assistance Ministry Board of Directors
  • The Cycle of Poverty, Eviction, and Mental Illness
  • New Report Reveals Deepening Pressure on Charlotte Mecklenburg Families 
  • The Benefits Cliff: When Progress Costs Too Much
  • Tax prep timeVITA Free Tax Prep Meck

Search

Follow

  • Facebook
  • Instagram
  • LinkedIn
  • Twitter
  • YouTube

Footer

Crisis Assistance Ministry

Contact Us

  • (704) 371-3001
  • 500-A Spratt St.
    Charlotte, NC 28206
  • Tax ID:
    EIN 56-1416719
  • Send us a message
  • Facebook
  • Instagram
  • LinkedIn
  • YouTube

Newsletter

Stay up-to-date by subscribing to our newsletter.

Join Our Mailing List

Search Our Site

Recent Photos

crisisassistmin

Open post by crisisassistmin with ID 17980857344828969
🧾 Live in Mecklenburg County and need help filing your taxes? Today is your last chance to join a TAX-A-THON. Walk-in only at Ascend Nonprofit Solutions.

crisisassistmin

Open post by crisisassistmin with ID 17910488250370297
Congratulations to Sil Ganzó, from @ourbridgeforkids, for being named the 2025 Charlotte Woman of the Year!

At Crisis Assistance Ministry, we are honored to see her recognized alongside two leaders from our own history: founding CEO Caroline Love Myers and current CEO Carol Hardison who were both named Charlotte Woman of the Year.

All three women share a powerful common thread: they listen closely to neighbors who are often overlooked, create spaces where every family can belong, and turn urgent community needs into lasting change for Charlotte.

We are deeply honored to share this legacy and to celebrate Sil Ganzó as the 2025 Charlotte Woman of the Year.

crisisassistmin

Open post by crisisassistmin with ID 17930236227074881
Years after getting help to keep a roof over her kids’ heads, Jennifer now leads Wells Fargo volunteer teams in our Free Store. The same place that once helped her through a hard season is where she now shows up for other families.

Want to see why serving here means so much to her?
👉 Read her full story at (link in bio).

crisisassistmin

Open post by crisisassistmin with ID 18113207374773339
Zoom in to read 🔍

Swipe through and share this love-letter series to honor the people quietly holding our community together.

crisisassistmin

Open post by crisisassistmin with ID 17959731090072709
#WorldHealthDay, but make it spring cleaning. 🌱

Our Free Store helps neighbors find clothes, shoes, and everyday essentials—without spending a dime—so they can put more toward rent, meds, and keeping the lights on.

Freshen your closet, boost a family’s health. Want to see how the Free Store works and what we’re stocking this season?

Head to our bio to learn more and find out how your spring clean‑out can help fill the shelves. 💛

crisisassistmin

Open post by crisisassistmin with ID 18012460589837917
Name a better group activity than pulling up with @presenthelpmovement to inspect donations and stock shelves at @crisisassistmin. We’ll wait. 🙌🏽

These volunteers are making it easier for neighbors to find what they need—for free—at @crisisassistmin.

Got a group that wants to do some good together? Come volunteer with us. 💛 (Link in the usual place 😏)

crisisassistmin

Open post by crisisassistmin with ID 18004285817904137
This is our official statement regarding the recent post. There’s more to the story than what appeared on your screen.

Thank you for standing beside us as we unpack it.

crisisassistmin

Open post by crisisassistmin with ID 18117436780641695
If you’re looking for our impact, follow the lines.

Each ribbon on this carousel leads to one way neighbors, donors, and volunteers kept Charlotte families stable in FY 2025:

1️⃣ 43,927 neighbors received help when they needed it most.
2️⃣ 1.7 million items of clothing, household goods, and appliances were distributed free of charge.
3️⃣ $3.6 million in emergency rent assistance helped prevent eviction and homelessness.
4️⃣ 100% of Financial Empowerment graduates remained housed 12 months later.
​
These aren’t just numbers. They are meals on tables, lights that stayed on, and leases that didn’t get broken.

👉 Swipe through, follow a line, and see how your support keeps Charlotte families housed, hopeful, and moving forward.

crisisassistmin

Open post by crisisassistmin with ID 18456701233109390
Free tax prep can make a big difference. If you:
💵generally make $69,000 or less
♿have a disability, or
🗣️are a limited English-speaking taxpayer

You may qualify for free help through VITA Free Tax Prep Meck. IRS-certified volunteers are trained to find credits like EITC and the Child Tax Credit that could put more money back in your pocket.
​
👉 Learn more and find a site near you at https://ow.ly/Axeg50YwSKL.

© 2026 · Crisis Assistance Ministry · Charlotte, NC · Privacy Policy · Site by Rabell Creative