Financial Empowerment

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Crisis Assistance Ministry’s financial empowerment service provides one-on-one coaching to help individuals and families rebuild financial stability. Participants work one-on-one with a specialist once a week for a period of 90 - 120 days to identify areas of financial growth that can empower them to achieve economic mobility.

You can take control of your bills and stabilize your household finances, even if you are struggling right now.
You may qualify for a FREE series of financial empowerment coaching sessions with specialists from Crisis Assistance Ministry.

You can build money management skills while staying on track with housing costs if you:

  • live in Mecklenburg County
  • are currently housed with a lease or mortgage
  • currently have income or receive SSI, SSD, Veterans benefits, etc.

You will meet with a specialist about once a week to assess what’s happening with your finances, income, bills, and housing. Meetings can be virtual, online, by phone, or in person, based on what works best for you.

These sessions will empower you to set your own goals for managing household needs and create a plan to reach them.

Topics include:

  • landlord/tenant rights and communication
  • making informed choices about debt
  • tracking income and prioritizing expenses
  • developing a savings plan and building assets
  • referrals to additional services in the community based on your needs
  • help to maintain stable housing while you participate and work toward your goals

How to Enroll

Thank you for your interest in our Financial Empowerment program. As we continue to strengthen and refine our services to better meet the needs of our community, enrollment for this program is currently paused and will reopen in 2026. This temporary pause allows us to evaluate program impact, enhance curriculum, and ensure we’re providing the most effective support possible. 

Financial Empowerment Stories

50 Stories for 50 Years

For 50 years, this community has come together here to offer help, hope, and understanding to Mecklenburg County neighbors in need of housing stability. In honor of this milestone year, we are sharing 50 stories of Crisis Assistance Ministry throughout the year. Here’s a recap so far:

Panther’s Adam Thielen Celebrates Resilient Families

On a cold winter’s night just before Christmas, visions of sugar plums were spotted dancing through Crisis Assistance Ministry’s lobby. The event, hosted by Adam & Cait Thielen and The Thielen Foundation, honored 20 families who have been served by Crisis Assistance Ministry and have worked hard to rebuild financial stability for themselves and their […]

Possibilities for Families Like Sierra’s

Imagine what it feels like for a mom to wonder if her children will have a place to call home tomorrow.

Picture a father’s unimaginably difficult choices when the rent is due, the power bill is lagging, and children need clothes to start school.

For too many in our community, these scenarios are all too real.

Charlotte’s Six-Figure Salary Requirement

Charlotte, North Carolina, has become a place where a comfortable life requires a six-figure salary, according to a recent study from SmartAsset. The study’s authors used a 50/30/20 model for their calculations, in which no more than 50% of a household’s income is allocated for essentials such as housing, transportation, and groceries,  30%  for “fun” things such as hobbies and entertainment, and 20%  for savings, investments, and paying off debt.

George’s Story: You Are Not Alone

George might have returned from deployment to a home with no heat, no lights—maybe even no home at all. As a young dad facing a financial crisis and tough decisions, he found help and hope at Crisis Assistance Ministry through the support of our community.