Crisis Assistance Ministry

Charlotte, NC

Financial Empowerment

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Crisis Assistance Ministry’s financial empowerment service provides one-on-one coaching to help individuals and families rebuild financial stability. Participants work one-on-one with a specialist once a week for a period of 90 - 120 days to identify areas of financial growth that can empower them to achieve economic mobility.

You can take control of your bills and stabilize your household finances, even if you are struggling right now.
You may qualify for a FREE series of financial empowerment coaching sessions with specialists from Crisis Assistance Ministry.

You can build money management skills while staying on track with housing costs if you:

  • live in Mecklenburg County
  • are currently housed with a lease or mortgage
  • currently have income or receive SSI, SSD, Veterans benefits, etc.

You will meet with a specialist about once a week to assess what’s happening with your finances, income, bills, and housing. Meetings can be virtual, online, by phone, or in person, based on what works best for you.

These sessions will empower you to set your own goals for managing household needs and create a plan to reach them.

Topics include:

  • landlord/tenant rights and communication
  • making informed choices about debt
  • tracking income and prioritizing expenses
  • developing a savings plan and building assets
  • referrals to additional services in the community based on your needs
  • help to maintain stable housing while you participate and work toward your goals

How to Enroll

Thank you for your interest in our Financial Empowerment program. As we continue to strengthen and refine our services to better meet the needs of our community, enrollment for this program is currently paused and will reopen in 2026. This temporary pause allows us to evaluate program impact, enhance curriculum, and ensure we’re providing the most effective support possible. 

Financial Empowerment Stories

Welcome Our Newest Graduates

On May 4, Crisis Assistance Ministry joyfully celebrated the graduations of a new class of Customer Advocates. New graduate Kimberly reflected on her journey from customer to empowered advocate saying: “I have found my voice and will utilize it to the best of my ability to help families like mine understand that there is hope, that life happens to everyone, and that we must not give up but continue to move forward.”

For Abigail, A Place To Reclaim Her Purpose

A survivor who proudly proclaims her identity as a “person with a purpose,” Abigail arrived at Crisis Assistance Ministry in the coldest part of winter. Thanks to you, Abigail finally has a place to reclaim her purpose: not just to receive, but to give.

“Economic Mobility” – The Report that Started It All

“Economic mobility” is the centerpiece of nearly every Charlotte-centered conversation these days. Wondering why? Here’s the report that started it all: “Where is the Land of Opportunity?: The Geography of Intergenerational Mobility in the U.S.”, by researchers at Harvard and UC-Berkeley.

You Helped Patricia and Her Son Rebuild Their Lives

When her husband walked out on her, Patricia and her 15-year-old son Jamil were plunged into an unfamiliar world of financial distress. Fully disabled after a surgical mistake years earlier, Patricia had relied on the income from her husband’s job to pay the mortgage and other bills. Left with only her monthly Social Security disability payments, she soon found the situation unmanageable.