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Crisis Assistance Ministry

Crisis Assistance Ministry

Charlotte, NC

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Beyond the Poverty Rate: A More Nuanced Look at Financial Security in Mecklenburg County

You've probably heard the saying that numbers don’t lie. But when it comes to understanding poverty, the numbers certainly can be deceiving. Mecklenburg County’s Scorecard, based on data from 2019, paints an optimistic picture overall. On most measures, our community appears to be thriving. But when those numbers are broken down by race, a very different picture emerges.

November 17, 2021

You’ve probably heard the saying that numbers don’t lie. But when it comes to understanding poverty, the numbers certainly can be deceiving.

According to the latest Census Bureau data, the overall poverty rate in the United States is 11.4%. But that figure masks tremendous variations across the country, from a high of 18.8% in Mississippi to a low of 5.3% in New Hampshire. North Carolina falls in between at 13.2%.

Of course, differences in poverty exist within states as well. The newly-released Prosperity Now Scorecard is an excellent tool for examining the economic wellbeing of a given location and comparing it with other places across the country.

Mecklenburg County’s Scorecard, based on data from 2019, paints an optimistic picture overall. On most measures, our community appears to be thriving. Our poverty rate of 8.4% is considerably lower than both the national and state rates. We also have a relatively low unemployment rate (3.8%) and a high percentage of adults with a college degree (45.4%).

But when those numbers are broken down by race, a very different picture emerges.

Of course, having employment, sufficient income, and a good education are critical factors in attaining financial stability. But acquiring assets and building wealth is the key to achieving genuine economic security, so the number of families in Mecklenburg County with zero net worth is of particular concern. Overall, nearly 1 in 5 households here have absolutely no financial cushion to fall back on. But households of color, particularly Black families, are much more likely to accumulate no wealth, making them especially vulnerable to unexpected financial strain.

The creator of the Scorecard, Prosperity Now, is a research and advocacy organization that envisions “an economy that is just, fair, and free from structural racism. One where every person, family, and community has the power to build sustainable wealth and prosperity.”

Their website, prosperitynow.org, contains a treasure trove of free information that anyone can use to increase their knowledge and understanding of the complex issues related to financial wellbeing. These innovative resources are designed for use in the pursuit of economic equity and justice.

For local level insights, spend some time exploring Mecklenburg County’s Scorecard. Along with the type of data illustrated above, you will find information on homeownership, entrepreneurship, health insurance coverage, and more, broken down by race, gender, family type, and nativity.

To ensure everyone in our community has an equal opportunity to thrive, we must begin with acknowledging that racial inequities exist. The Prosperity Now Scorecard puts the data in a user-friendly format so you can dig deep below the surface and uncover the truth that is all too often obscured by the numbers.

Filed Under: Advocacy Tagged With: Income Pvoerty, Poverty Rate, Prosperity Now, Scorecard

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Crisis Assistance Ministry

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  • (704) 371-3001
  • 500-A Spratt St.
    Charlotte, NC 28206
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    EIN 56-1416719
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☀️ Summer is almost over, but we're taking one last long weekend! Crisis Assistance Ministry will be closed on Monday, September 7, for Labor Day. 🌞

We'll be back to regular hours on Tuesday. Need help during the weekend?
Visit our website for resources and contact information. Link in Bio.

crisisassistmin

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@nucorcorporation is North America’s largest steel producer and the continent’s largest scrap-metal recycler.

Volunteers from the Legal Department packed hearty lunch bags and helped serve 200 dignified meals to our neighbors: sandwiches, fruit, chips or crackers, and water.

They loved the experience and are already thinking about returning for holiday volunteer opportunities. Thank you, Nucor!

crisisassistmin

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Crisis Assistance Ministry is proud to be the 2026 beneficiary of the @canopyhousingfoundation's Strides for Shelter 5K. Proceeds from this year’s event will fund a refresh of our Free Store, creating an upgraded space that will help individuals and local families lower their everyday expenses, stay in their homes, and rebuild their lives.

Join us on Sat., Oct. 17, at McAlpine Creek Park. Register to run or walk, donate or support a participating team.  Learn more at the link in Bio.
#2026StridesForShelter5K

crisisassistmin

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The copy machine never stood a chance. 🦖 Donate at the link in our bio. Come back next week for another movie premiere.

In our latest intentionally bad movie trailer, a dinosaur arrives ready to help but first it must survive the Customer Service area, the copy machine, and an awkward break-room lunch.

The reviews may be brutal, but the mission behind this film is serious. 

Crisis Assistance Ministry’s Non Event campaign invites supporters to skip a traditional event and make a direct investment in Mecklenburg County families facing financial crisis. A gift can help families build financial stability, keep essential utilities on, and remain safely housed.

crisisassistmin

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Thank you to the CFGI team for bringing their time, talent, and energy to Crisis Assistance Ministry. Their volunteer shift was a meaningful investment in Mecklenburg County neighbors facing financial crisis, and the return is a stronger, more supported community.

We are grateful to Board Member Jay Herring for helping make the connection and to Chief Advancement Officer Shelly Biby for welcoming the team. Safe to say: the day’s balance sheet was full of service, connection, and new friends. (Accounting pun 😉)

We hope to see you back soon, CFGI! 🙌

crisisassistmin

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What’s actually piling up on our desks lately 👀
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Support, Stability, and Hope!

crisisassistmin

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Picture this: It’s an early fall morning, the air is crisp, and you’ve just enjoyed a warm vanilla latte before meeting your family and friends at the park. 🍂☕

Now, you’re ready to run, walk, and make every step count for local families.

Join us on October 17, 2026, at McAlpine Creek Park for the Strides for Shelter 5K and Fun Run (@canopyhousingfoundation), benefiting Crisis Assistance Ministry. Your participation helps support neighbors in Mecklenburg County as they work toward stability.

Lace up, bring your people, and help turn a beautiful fall morning into meaningful support for our community.

Register today through the link in bio.

crisisassistmin

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Something is lurking beneath the waves… 🦈

It’s fast. It’s fearsome. It’s … a flip-flop with a paper shark head.

Introducing SHOERKS — the latest “film” from Crisis Assistance Ministry’s very questionable directing team. 🎬

Our movie-making skills may deserve zero stars, but helping Mecklenburg County families build financial stability is the real story. This Non Event season, skip the premiere and help us keep neighbors stably housed and essential utilities connected.

Stay tuned for two more critically questionable films: an alien encounter and a dinosaur chase through the office. Once all three have premiered, we’ll ask you to vote for your favorite or at least the one you dislike the least. 👀

#SkipTheEvent. Support Mecklenburg families from home. Make your gift through the link in our bio.

crisisassistmin

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🎬 NOW SHOWING: Crisis Assistance Ministry’s Non Event 2026

We took a shot at becoming movie makers … and the critics were not impressed.

“Stick to housing stability and leave filmmaking alone.”
— Mushy Veggies

Honestly? They may be onto something.

Our movie-making skills may earn zero stars, but helping Mecklenburg County families build financial stability is what we do best.

This year, we invite you to skip the red carpet, cancel the limo, and ignore our “please-miss” event—then make a gift from home instead.

Your support can help:
⭐ Keep a mom’s air conditioning on
⭐ Keep the lights shining in a neighbor’s home
⭐ Help a family remain stably housed

Watch our very dramatic, very disappointing “premiere.” Then help us keep doing the work that truly deserves a standing ovation.

#skipthepremiere support Mecklenburg families from home. Make your gift through the link in our bio.

🚘 Vehicle Credit: Thank you to Glorious Choices Auto Gallery for generously allowing Crisis Assistance Ministry to use a vehicle for this video.

🎭 Location Credit: Thank you to Independent Picture House, @iph_clt, for allowing us to film at your beautiful location.

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