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Crisis Assistance Ministry

Crisis Assistance Ministry

Charlotte, NC

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Beyond the Poverty Rate: A More Nuanced Look at Financial Security in Mecklenburg County

You've probably heard the saying that numbers don’t lie. But when it comes to understanding poverty, the numbers certainly can be deceiving. Mecklenburg County’s Scorecard, based on data from 2019, paints an optimistic picture overall. On most measures, our community appears to be thriving. But when those numbers are broken down by race, a very different picture emerges.

November 17, 2021

You’ve probably heard the saying that numbers don’t lie. But when it comes to understanding poverty, the numbers certainly can be deceiving.

According to the latest Census Bureau data, the overall poverty rate in the United States is 11.4%. But that figure masks tremendous variations across the country, from a high of 18.8% in Mississippi to a low of 5.3% in New Hampshire. North Carolina falls in between at 13.2%.

Of course, differences in poverty exist within states as well. The newly-released Prosperity Now Scorecard is an excellent tool for examining the economic wellbeing of a given location and comparing it with other places across the country.

Mecklenburg County’s Scorecard, based on data from 2019, paints an optimistic picture overall. On most measures, our community appears to be thriving. Our poverty rate of 8.4% is considerably lower than both the national and state rates. We also have a relatively low unemployment rate (3.8%) and a high percentage of adults with a college degree (45.4%).

But when those numbers are broken down by race, a very different picture emerges.

Of course, having employment, sufficient income, and a good education are critical factors in attaining financial stability. But acquiring assets and building wealth is the key to achieving genuine economic security, so the number of families in Mecklenburg County with zero net worth is of particular concern. Overall, nearly 1 in 5 households here have absolutely no financial cushion to fall back on. But households of color, particularly Black families, are much more likely to accumulate no wealth, making them especially vulnerable to unexpected financial strain.

The creator of the Scorecard, Prosperity Now, is a research and advocacy organization that envisions “an economy that is just, fair, and free from structural racism. One where every person, family, and community has the power to build sustainable wealth and prosperity.”

Their website, prosperitynow.org, contains a treasure trove of free information that anyone can use to increase their knowledge and understanding of the complex issues related to financial wellbeing. These innovative resources are designed for use in the pursuit of economic equity and justice.

For local level insights, spend some time exploring Mecklenburg County’s Scorecard. Along with the type of data illustrated above, you will find information on homeownership, entrepreneurship, health insurance coverage, and more, broken down by race, gender, family type, and nativity.

To ensure everyone in our community has an equal opportunity to thrive, we must begin with acknowledging that racial inequities exist. The Prosperity Now Scorecard puts the data in a user-friendly format so you can dig deep below the surface and uncover the truth that is all too often obscured by the numbers.

Filed Under: Advocacy Tagged With: Income Pvoerty, Poverty Rate, Prosperity Now, Scorecard

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Crisis Assistance Ministry

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  • (704) 371-3001
  • 500-A Spratt St.
    Charlotte, NC 28206
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Tanisha had a job, a budget, and an eviction notice in her hand.

She was this close to sleeping in her car when she came to Crisis Assistance Ministry. Because of donor support, we helped cover rent and walked with her through one‑on‑one coaching so she could get back on track for good.

We are just past halfway through our Match Challenge, which means every gift is doubled for neighbors like Tanisha.

Want to help keep families housed? Tap the link in our bio to give.

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From a cramped two‑room apartment to her first home at fifty‑one, Jennifer’s path has been anything but easy. Short‑term rent and utility help kept her family housed long enough to rebuild, save, and keep going.

Her journey shows what’s possible when a community steps in at the right time.
👉 Read the full story at https://ow.ly/jTwy50YSA6w (link in bio).

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In this chapter of our history, Crisis Assistance Ministry became an independent 501(c)(3), evolving from “not just a faith based organization, but a community based organization,” as Caroline Myers described it. Being named the lead agency for financial assistance across Mecklenburg County solidified our role as a trusted place where neighbors turn when a financial shock threatens their stability.

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What does care look like in real life?

For our neighbors, it looks like a bag filled with tissues, lip balm, a handwritten note, hand sanitizer wipes, toothbrushes and toothpaste, body wipes, and lotion. The Red Ventures IT team packed almost 200 of these care kits so families in crisis can feel just a little more human on some really hard days. 

Huge thanks to @RedVentures for putting compassion into action. Want to rally your own crew for a care kit build? Our Volunteer team would love to help you get started. Link in bio or https://ow.ly/V11950Z2H6E

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Choose your person.

In this “fight” video, four of our teammates from four different departments show off their best moves. But there is no real winner, because we are all on the same side: fighting to keep families stably housed, utilities connected, and hope alive.

Step into the arena with us. Take the Challenge and double your impact for neighbors working hard to get back on their feet.

Learn more and give: link in bio 🔗

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Happy Pride Month! 🏳️‍🌈🏳️‍⚧️

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In November 1982, Mecklenburg County commissioners recommended that Crisis Assistance Ministry administer the county’s General Assistance funds. Becoming the lead agency for emergency financial assistance cemented our role as the place where neighbors turn when a financial crisis threatens their stability.

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Tap the link in bio to open our very first Volunteer Yearbook. Baby Yoda starts the story, but it’s your service that lifts up neighbors and strengthens our community.

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Summer fun is loading … and so is the laundry. 😅

This week’s most needed Amazon Wishlist items are summer beach towels and laundry detergent – because sandy, sunscreen‑covered, popsicle‑dripped clothes do not wash themselves. Families should be worrying about memories, not messes.

Shop our Amazon Wishlist and send towels and detergent straight to Crisis Assistance Ministry so neighbors can enjoy the sun and still show up in clean, fresh clothes.

Link in bio to give.

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