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Crisis Assistance Ministry

Charlotte, NC

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“Poverty, By America”: New Book Asks the Hard Questions

Does poverty exist because we want it to? In his new book, "POVERTY, BY AMERICA," Matthew Desmond asks this and other provocative questions about persistent poverty in our land of plenty.

June 20, 2023

Does poverty exist because we want it to?

Matthew Desmond’s new book, “Poverty, By America”, asks this and other provocative questions about persistent poverty in our land of plenty.

Conversations about poverty in the United States are generally centered around two prevailing narratives: first, the patently false notion that the impoverished only have themselves to blame for their situations, a product of poor choices that have led them to their current predicament; and second,  the idea that systemic issues, such as wage stagnation, lack of affordable housing,  and a lackluster social safety net, are the root causes of the comparatively high rates of poverty in the U.S.

In “Poverty, By America,” author Matthew Desmond, professor of sociology at Princeton University, lends a great deal of credence to the systemic narrative, exploring how factors like the rising costs of rent, a broken welfare system, and the diminished power of unions have all contributed to the outsize rates of poverty we see in the U.S.  However, Desmond also offers a new explanation for the current state of affairs: widespread poverty exists because we want it to.

And by “we”, Desmond does not mean the multimillionaires and billionaires of the top 1% and .1%, toward whom many antipoverty advocates focus their ire. Instead, the “we” is us: middle and upper-middle-class Americans, the comfortable, those with stable housing. Desmond does focus on individual choices that contribute to higher poverty rates. But he isn’t referring to people living at the poverty line. Instead, he points directly to the choices of Americans living in relative comfort and prosperity.

The Rudest Explanation

Desmond admits this is the “rudest explanation,” but he makes his case rather convincingly. Looking at the American welfare state, he points out that while the federal government is rather generous in how much it spends on aid programs, it is difficult for those who most need that aid to access it. He uses data to support this claim, including how only a quarter of families who qualify for Temporary Assistance for Needy Families apply for the assistance. Desmond estimates that nearly $142 billion in aid for low-income Americans goes unused each year. As he puts it, “the problem is not welfare dependency but welfare avoidance.”

While welfare avoidance plagues low-income Americans, “the rest of us, we members of the protected classes, have grown increasingly dependent on our welfare programs,” Desmond states. In fact, looking at how the federal government distributes social insurance, means-tested programs, tax benefits, and financial aid, Desmond finds that the average household in the bottom 20 percent of incomes receives $25,733 in government benefits a year, while the average household in the top 20 percent of incomes receives $35,363 in benefits per year. Public benefit spending in the U.S. is the second highest in the world as a share of its GDP; however, in terms of benefits that directly target low-income citizens, we spend much less than other comparatively wealthy nations.

Download NC Poverty Facts from End Poverty USA

Desmond points out this data to show that perhaps the status quo has persisted for so long because of how beneficial it is to those who are well-off.  This includes those who are often the loudest champions of antipoverty measures. In his discussion of housing and zoning policies, Desmond states that “Democrats are more likely than Republicans to champion public housing in the abstract, but among homeowners, they are no more likely to welcome new housing developments in their own backyards.” He adds, “Perhaps we are not so polarized after all. Maybe above a certain income level, we are all segregationists.”

Desmond’s intent is not to shame those who are comfortably well-off. Rather, he calls us to take inventory of our lives, to see how we are potentially contributing to the problem of poverty, and to make changes. Desmond calls himself a “poverty abolitionist,” and invites us to join him.  He admits it isn’t easy: “Poverty abolitionists do the difficult thing. They donate to worthy organizations, yes, but they must do more. If charity were enough, this book would be irrelevant. Giving money away is a beautiful act, yet poverty persists. Rather than throwing money over the wall, let’s tear the wall down.”

Learn More

Download A Discussion Guide for “Poverty by America

Watch Matthew Desmond on How to End Poverty

Filed Under: Advocacy Tagged With: #fightpoverty, Community, Economic Mobility, Poverty

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Help us welcome our newest Board members: Sherry Ferguson, Jay Herring, and Allison Hoffman. 💛

Our Board is a volunteer group of community leaders guiding housing stability and financial assistance work across Charlotte‑Mecklenburg. They bring expertise from finance, healthcare, housing, law, and grassroots organizing, all grounded in a shared commitment to neighbors in financial crisis.

New Board member Allison Hoffman put it this way:

“It is such an honor to join the amazing board at Crisis Assistance Ministry. I'm looking forward to learning more about the important work they are doing in our community, and raising awareness about the financial hardships our neighbors are facing.”

We are grateful for Sherry, Jay, and Allison’s time, talents, and heart for this mission.

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Spring cleaning meets summer sun. 🌼☀️ This week’s most needed items on our Amazon Wishlist are Fabuloso and sunscreen, helping neighbors keep their homes fresh and their families protected as warmer days approach.

Scan the QR code in the graphic or use the link in our bio to shop our wishlist and have essentials sent directly to Crisis Assistance Ministry. Every item you give makes a real difference for a local family. 💛

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Change happens when we show up and speak out.

Earlier this week, Carol Hardison @carolinthehouse stood before @cltgov  City Council to support “The People’s Budget” – a vision for a city budget that centers care, dignity, and justice for all of Charlotte, not just a few.

Every day, we see neighbors pushed to the brink by rising housing costs, low wages, and impossible choices. In the last fiscal year, 52,625 evictions were filed in Mecklenburg County.

Carol uses her voice publicly and consistently so those realities are not ignored, calling for investments in housing stability and the services families rely on. Leadership means being willing to be seen, to listen, and to speak up for those who are too often left out of the conversation. We are grateful to have a leader who does exactly that for our entire community. 💛

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According to a national study, renters who believe they’re likely to be evicted in the next two months have more than double the odds of experiencing depression and anxiety compared with renters who feel secure in their housing.

Even the threat of losing a home can keep families up at night. This Mental Health Awareness Month and Affordable Housing Month, we’re working so that more Mecklenburg County neighbors can worry less about eviction and focus more on healing.

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This could have been a novel full of obstacles, but it’s a real story of hope, resilience, and strength.

In “A Tale of Two Customers,” Mandy and Shawn walk through the same lobby at Crisis Assistance Ministry carrying very different burdens and find the same open door to help and a way forward. Their journeys reflect what so many of our neighbors face when life unravels: past‑due notices, hard choices, and the fear of losing home and stability.

But there’s light at the end of the tunnel.

During our Challenge Match, every dollar you give is matched dollar for dollar, so your generosity goes twice as far—twice the help, twice the impact, twice the hope—for families like Mandy’s and Shawn’s. Tap the link in our bio to read “A Tale of Two Customers” and make your matched gift today.

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This group surprised us in the best way 💛

The Child First team from Children’s Home Society of North Carolina showed up with a gentle approach and fierce tenacity, carefully inspecting donations that will soon support local families — and somehow made it all look fun and effortless at the same time. We’re so grateful for partners whose mission to strengthen children and families aligns so closely with ours, and we can’t wait to welcome them back again soon.

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We’ve been looking for you everywhere — our favorite financial supporter! We checked X, we peeked at Bluesky, and look at that … we finally found you here on Instagram. 

Every dollar you give to our Challenge Match is matched dollar for dollar (up to $1 million!) turning one act of generosity into two. Your gift goes twice as far: twice the help, twice the impact, twice the hope for neighbors who are doing everything they can to keep the lights on and a safe place to call home.

Ready to make your generosity do double duty?

🔁 Your donation is matched 1:1
❤️ Twice the impact for families in crisis
📲 Give today and help keep the lights on, the rent paid, and hope alive

Tap the link in our bio to donate now and watch your gift be doubled for our community.

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Then: median rent around $145.
Now: about $1,600.

Wages didn’t keep up. Housing costs did.
Neighbors we serve today earn about $25,000 a year and spend most of it just to stay housed.

Since 1975, 2.5 million people have found help here when the math just didn’t work anymore.

The year changed. The zip codes changed.
The need for a safety net in Charlotte didn’t.

crisisassistmin

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Children’s mental health isn’t always shaped by school, friends, and family—sometimes it starts with a notice on the door, a packed suitcase, and another bedroom they’ll only sleep in for a few months.

Help keep children safely housed by supporting Crisis Assistance Ministry’s Challenge Match. Your gift will be matched dollar for dollar (up to $1M) and will support a neighbor who’s choosing between essentials and rent. Link in Bio

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